Medical Insurance

Name: Medical Insurance
Brand: Birdview Microinsurance

Affordable inpatient and outpatient cover for individuals and families

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Compare benefit limits, waiting periods, and annual premiums for Medical Insurance. All values are shown in Kenya shillings.

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Inpatient Cover

Select a benefit limit to compare cover and premiums.

Air Evacuation

Limit

Ksh 200,000

Waiting period

30 days

Ambulance Services

Limit

Ksh 200,000

Waiting period

30 days

Cancer treatment subject to above conditions

Limit

Ksh 100,000

Waiting period

30 days

Hospital Bed Accommodation

Limit

Ksh 5,000

Waiting period

30 days

Inpatient Gynaecological Conditions

Limit

Ksh 200,000

Waiting period

30 days

Inpatient accident Dental treatment

Limit

Ksh 200,000

Waiting period

30 days

Inpatient accident Ophthalmology (eye related treatments)

Limit

Ksh 200,000

Waiting period

30 days

Benefit	Limit	Waiting period
Air Evacuation	Ksh 200,000	30 days
Ambulance Services	Ksh 200,000	30 days
Cancer treatment subject to above conditions	Ksh 100,000	30 days
Hospital Bed Accommodation	Ksh 5,000	30 days
Inpatient Gynaecological Conditions	Ksh 200,000	30 days
Inpatient accident Dental treatment	Ksh 200,000	30 days
Inpatient accident Ophthalmology (eye related treatments)	Ksh 200,000	30 days

Plan 1Ksh 200,000

Ksh 4,573

M+1

Ksh 6,860

M+2

Ksh 8,232

M+3

Ksh 9,604

M+4

Ksh 10,976

M+5

Ksh 12,348

Plan 1Ksh 200,000

Ksh 4,573

M+1

Ksh 6,860

M+2

Ksh 8,232

M+3

Ksh 9,604

M+4

Ksh 10,976

M+5

Ksh 12,348

Plan 2Ksh 300,000

Ksh 6,860

M+1

Ksh 10,290

M+2

Ksh 12,348

M+3

Ksh 14,406

M+4

Ksh 16,464

M+5

Ksh 18,522

Plan 2Ksh 300,000

Ksh 6,860

M+1

Ksh 10,290

M+2

Ksh 12,348

M+3

Ksh 14,406

M+4

Ksh 16,464

M+5

Ksh 18,522

Plan 3Ksh 500,000

Ksh 9,000

M+1

Ksh 13,500

M+2

Ksh 16,200

M+3

Ksh 18,900

M+4

Ksh 21,600

M+5

Ksh 24,300

Plan 3Ksh 500,000

Ksh 9,000

M+1

Ksh 13,500

M+2

Ksh 16,200

M+3

Ksh 18,900

M+4

Ksh 21,600

M+5

Ksh 24,300

Plan	Benefit cover	M	M+1	M+2	M+3	M+4	M+5
Plan 1	Ksh 200,000	Ksh 4,573	Ksh 6,860	Ksh 8,232	Ksh 9,604	Ksh 10,976	Ksh 12,348
Plan 1	Ksh 200,000	Ksh 4,573	Ksh 6,860	Ksh 8,232	Ksh 9,604	Ksh 10,976	Ksh 12,348
Plan 2	Ksh 300,000	Ksh 6,860	Ksh 10,290	Ksh 12,348	Ksh 14,406	Ksh 16,464	Ksh 18,522
Plan 2	Ksh 300,000	Ksh 6,860	Ksh 10,290	Ksh 12,348	Ksh 14,406	Ksh 16,464	Ksh 18,522
Plan 3	Ksh 500,000	Ksh 9,000	Ksh 13,500	Ksh 16,200	Ksh 18,900	Ksh 21,600	Ksh 24,300
Plan 3	Ksh 500,000	Ksh 9,000	Ksh 13,500	Ksh 16,200	Ksh 18,900	Ksh 21,600	Ksh 24,300

Outpatient Cover

Select a benefit limit to compare cover and premiums.

ARV Drugs Payable

Limit

Ksh 50,000

Waiting period

30 days

Co-payment

Limit

As charged

Waiting period

30 days

General Medical Check-Up

Limit

Ksh 5,000

Waiting period

30 days

KEPI & baby friendly Regime Immunizations

Limit

Ksh 5,000

Waiting period

30 days

Longterm family planning, excluding daily and emergency pills

Limit

Ksh 5,000

Waiting period

30 days

Pre - existing and/or chronic conditions, gynaecological conditions, Hernias, Haemorrhoids, Thyroidectomy, Adenoidectomy, congenital, organ transplant, HIV/AIDS and related conditions existing/not existing and/or not diagnosed at the time of joining.

Limit

Ksh 50,000

Waiting period

180 days

Pre-natal & Post-natal outpatient treatment

Limit

Ksh 50,000

Waiting period

30 days

Benefit	Limit	Waiting period
ARV Drugs Payable	Ksh 50,000	30 days
Co-payment	As charged	30 days
General Medical Check-Up	Ksh 5,000	30 days
KEPI & baby friendly Regime Immunizations	Ksh 5,000	30 days
Longterm family planning, excluding daily and emergency pills	Ksh 5,000	30 days
Pre - existing and/or chronic conditions, gynaecological conditions, Hernias, Haemorrhoids, Thyroidectomy, Adenoidectomy, congenital, organ transplant, HIV/AIDS and related conditions existing/not existing and/or not diagnosed at the time of joining.	Ksh 50,000	180 days
Pre-natal & Post-natal outpatient treatment	Ksh 50,000	30 days

Plan 1Ksh 50,000

Ksh 9,500

M+1

Ksh 14,200

M+2

Ksh 17,100

M+3

Ksh 19,950

M+4

Ksh 22,800

M+5

Ksh 25,650

Plan 1Ksh 50,000

Ksh 9,500

M+1

Ksh 14,200

M+2

Ksh 17,100

M+3

Ksh 19,950

M+4

Ksh 22,800

M+5

Ksh 25,650

Plan 2Ksh 75,000

Ksh 16,875

M+1

Ksh 25,313

M+2

Ksh 30,375

M+3

Ksh 35,438

M+4

Ksh 40,500

M+5

Ksh 45,563

Plan 2Ksh 75,000

Ksh 16,875

M+1

Ksh 25,313

M+2

Ksh 30,375

M+3

Ksh 35,438

M+4

Ksh 40,500

M+5

Ksh 45,563

Plan	Benefit cover	M	M+1	M+2	M+3	M+4	M+5
Plan 1	Ksh 50,000	Ksh 9,500	Ksh 14,200	Ksh 17,100	Ksh 19,950	Ksh 22,800	Ksh 25,650
Plan 1	Ksh 50,000	Ksh 9,500	Ksh 14,200	Ksh 17,100	Ksh 19,950	Ksh 22,800	Ksh 25,650
Plan 2	Ksh 75,000	Ksh 16,875	Ksh 25,313	Ksh 30,375	Ksh 35,438	Ksh 40,500	Ksh 45,563
Plan 2	Ksh 75,000	Ksh 16,875	Ksh 25,313	Ksh 30,375	Ksh 35,438	Ksh 40,500	Ksh 45,563

Dental Cover

Select a benefit limit to compare cover and premiums.

Dental Prescriptions

Limit

Ksh 5,000

Waiting period

30 days

Dental X-Rays

Limit

Ksh 5,000

Waiting period

30 days

Dental consultations and gum diseases

Limit

Ksh 5,000

Waiting period

30 days

Extractions

Limit

Ksh 5,000

Waiting period

30 days

Fillings (except precious metals)

Limit

Ksh 5,000

Waiting period

30 days

Scaling

Limit

Ksh 5,000

Waiting period

30 days

Benefit	Limit	Waiting period
Dental Prescriptions	Ksh 5,000	30 days
Dental X-Rays	Ksh 5,000	30 days
Dental consultations and gum diseases	Ksh 5,000	30 days
Extractions	Ksh 5,000	30 days
Fillings (except precious metals)	Ksh 5,000	30 days
Scaling	Ksh 5,000	30 days

Plan 1Ksh 5,000

Ksh 1,000

M+1

Ksh 2,000

M+2

Ksh 3,000

M+3

Ksh 4,000

M+4

Ksh 5,000

M+5

Ksh 6,000

Plan 2Ksh 7,500

Ksh 1,500

M+1

Ksh 3,000

M+2

Ksh 4,500

M+3

Ksh 6,000

M+4

Ksh 7,500

M+5

Ksh 9,000

Plan 3Ksh 10,000

Ksh 2,000

M+1

Ksh 4,000

M+2

Ksh 6,000

M+3

Ksh 8,000

M+4

Ksh 10,000

M+5

Ksh 12,000

Plan	Benefit cover	M	M+1	M+2	M+3	M+4	M+5
Plan 1	Ksh 5,000	Ksh 1,000	Ksh 2,000	Ksh 3,000	Ksh 4,000	Ksh 5,000	Ksh 6,000
Plan 2	Ksh 7,500	Ksh 1,500	Ksh 3,000	Ksh 4,500	Ksh 6,000	Ksh 7,500	Ksh 9,000
Plan 3	Ksh 10,000	Ksh 2,000	Ksh 4,000	Ksh 6,000	Ksh 8,000	Ksh 10,000	Ksh 12,000

Optical Cover

Select a benefit limit to compare cover and premiums.

Eyeglasses

Limit

Ksh 5,000

Waiting period

30 days

Frames - limited to one pair for every two years

Limit

Ksh 1,500

Waiting period

30 days

Optical Prescriptions

Limit

Ksh 5,000

Waiting period

30 days

Prescribed lenses and replacement of lenses

Limit

Ksh 5,000

Waiting period

30 days

Routine optical consultations

Limit

Ksh 5,000

Waiting period

30 days

optometrist consultations and eye examinations

Limit

Ksh 5,000

Waiting period

30 days

Benefit	Limit	Waiting period
Eyeglasses	Ksh 5,000	30 days
Frames - limited to one pair for every two years	Ksh 1,500	30 days
Optical Prescriptions	Ksh 5,000	30 days
Prescribed lenses and replacement of lenses	Ksh 5,000	30 days
Routine optical consultations	Ksh 5,000	30 days
optometrist consultations and eye examinations	Ksh 5,000	30 days

Plan 1Ksh 5,000

Ksh 1,000

M+1

Ksh 2,000

M+2

Ksh 3,000

M+3

Ksh 4,000

M+4

Ksh 5,000

M+5

Ksh 6,000

Plan 2Ksh 7,500

Ksh 1,500

M+1

Ksh 3,000

M+2

Ksh 4,500

M+3

Ksh 6,000

M+4

Ksh 7,500

M+5

Ksh 9,000

Plan 3Ksh 10,000

Ksh 2,000

M+1

Ksh 4,000

M+2

Ksh 6,000

M+3

Ksh 8,000

M+4

Ksh 10,000

M+5

Ksh 12,000

Plan	Benefit cover	M	M+1	M+2	M+3	M+4	M+5
Plan 1	Ksh 5,000	Ksh 1,000	Ksh 2,000	Ksh 3,000	Ksh 4,000	Ksh 5,000	Ksh 6,000
Plan 2	Ksh 7,500	Ksh 1,500	Ksh 3,000	Ksh 4,500	Ksh 6,000	Ksh 7,500	Ksh 9,000
Plan 3	Ksh 10,000	Ksh 2,000	Ksh 4,000	Ksh 6,000	Ksh 8,000	Ksh 10,000	Ksh 12,000